What’s the difference between speculating and investing? For millions of people, it’s the real-world difference between retiring on time or working years longer than they had expected. J.P. Morgan recently published data that shows a diversified portfolio over two decades returning a solid 8% annually to the investor. Yet the typical small investor in that same time… Continue reading →

Mitch Tuchman, Managing Director of Rebalance, explains how to reduce client fees by 52% using low-cost index funds. Continue reading →

If a tree falls in the forest and nobody hears it, does it make a sound? You might say, “Of course it does!” and you’d be right. But what if five trees fall at once? Fifty? If you are an active investor holding a small number of stocks or bonds, it might matter a lot. Your… Continue reading →

The data is in, and it’s heartening to learn that American workers are starting to make the right moves to save their own retirements. You could take the pessimistic view, of course, and say they have no choice. But you always have a choice, even when you don’t make it. In the case of American… Continue reading →

Mitch Tuchman, Managing Director of Rebalance, explains that charging just a half a percent on your assets allows clients to retire with more. Continue reading →

This week on the Retire With More show we had a very special returning guest, our very own Sally Brandon. Sally joined us as we took a closer look at the differences between how men and women invest for retirement. You may be surprised to learn that when it comes to who can be a better… Continue reading →

Asked to explain his retirement investing philosophy to young people, Vanguard Group founder John Bogle summed it up very simply: Expect a 7% return from the growth of American business and nothing more, and never, ever speculate. The U.S. stock market rides on the productivity of American business, Bogle said in an interview. Corporations pay a dividend… Continue reading →

Look into the data on lobbying by the financial industry and the numbers are astounding. Big stock brokers are spending millions to sway lawmakers to see things their way. “Their way” means keeping fees high and responsibilities low. The stock brokers would vastly prefer, for instance, to keep a potential new rule on fiduciary duty… Continue reading →

This week on the Retire With More Show we were honored to have Paul Sullivan as our guest. Paul writes the Wealth Matters column for the New York Times and recently released his second book, The Thin Green Line: The Money Secrets of the Super Wealthy, published by one of the best publishers in the country, Simon… Continue reading →