Better returns can’t be explained any more simply: If you worry about the pennies, the dollars take care of themselves. Often used to explain budgeting, the old adage applies very well to investing, too. That is, if you can keep your cost of retirement investing to a minimum, you will have more money in the… Continue reading →

Most folks are savvy about prices, at least when it comes to inconsequential purchases, say, paper towels at the grocery store. Retirement investing advice? That’s more complicated. Consider paper towels. Brand A is your standby, you’ve used it for years and it gets the job done. But Brand B is new on the market and… Continue reading →

The interesting thing about pricing is that people almost always want to spend as little as possible — unless they think the product is special, different or rare. Then the sky’s the limit. The cost of investment advice is no different. Consider perfume. It’s one of those products that retailers simply can’t discount. Department stores… Continue reading →