Professor Burton Malkiel of the Rebalance Investment Committee explains how market timing leads to emotional trading and, all too often, portfolio crushing mistakes that diminish retirement investment returns Continue reading →

Jay Vivian, former managing director of the IBM Retirement Funds, talks about how the urge to trade is our own worst enemy, even if we think we know what will happen next in the markets. Continue reading →

Investors are always in search of special techniques they can use to maximize their returns and save more for retirement. And who can blame them? A person’s retirement savings represents years of hard work as well as their hopes and dreams for the future. One common misconception is that investors can somehow save more by… Continue reading →

It’s possible to successfully pick stocks, says Nobel Prize winner and Yale economist Robert Shiller in a new interview, but like any game it’s competitive and hard — and best left alone by most. Shiller himself favors value investing, buying the stocks of “boring” companies whose valuations seem temporarily depressed. Nevertheless, he admits that he… Continue reading →

Professor Charles D. Ellis of the Rebalance Investment Committee details the human reasons we fall for the idea of active management, even though indexing is simpler and more effective. Continue reading →

Jay Vivian, former managing director of the IBM Retirement Funds, on the risk off putting of rebalancing in retirement funds and why having discipline on rebalancing makes a huge difference years later. Continue reading →

As millions of Americans edge their way into retirement, expect a tidal wave of lawsuits over 401(k) plans much like the one just filed in federal court in Greensboro, N.C. Novant Health, a nonprofit hospital system, is accused of letting its plan provider overcharge employees by millions of dollars, according to reports. The plaintiffs allege… Continue reading →

Professor Charles D. Ellis of the Rebalance Investment Committee explains how hedge funds and other dominant players in the public markets set a high bar for retail investors — so high that beating them is unlikely. Continue reading →

When it comes to managing money, nothing beats a good education. So why aren’t we doing a better job of teaching our children the basics? We intuitively know as parents that our kids understand little about the world of money. A recent government study of thousands of U.S. high school students found them sorely lacking… Continue reading →